Banorte bank accounts to mobileBefore the banking process performed by the Mexican financial system, Banorte created a bank account in which the holder is free to go to the branch opening, it may operate via mobile phone and banking correspondents.

This account is part of a financial services program, called “MiFon” designed to promote banking among people with limited access to these services, using alternate channels and more advanced mobile payment technology, explained in a statement .

He explained that with the new scheme, customers can make payments, deposits or transfers between accounts, by linking the cell phone, bank account and the network of telegraph Telecomm.

He noted that resources available, customers may choose to use your cell phone, or a debit card can apply by calling.

The first stage of launch, in conjunction with Telecomm Telegraphs, will begin this month in the town of Santiago Nuyoo, Oaxaca, and will run nationwide during the first quarter of 2012.

Deputy General Director of Alternate Channels Grupo Financiero Banorte, Hector Abrego, said that this program will be the main tool to increase the banking institution in the country.

“It’s a real simplified account can be opened with a simple phone call, without having to go to a bank (…) which allow a large segment of the population still does not have immediate access to banking services , for the first time can approach the bench, “he said. Read the rest of this entry »

Banks can collect the debt from your salary accountBanks may repay debts through salary account only if you agree, as provided in a resolution issued recently by the Indecopi.

The agency recommended that the Superintendency of Banking and Insurance available to use special formats for the user to decide whether a lender can make savings on their remuneration (salary account) if you breach the payment of a debt.

The lawyer Ivo Gagliuffi, socio Loop, Romano & Gagliuffi Association, recalls that, before signing a credit agreement with a bank, you must read well the clauses to avoid surprises later. He says that this rule is aimed at people earning up S/.1, 800 a month.

“What we are trying to do with the resolution is to prevent financial failure, ultimately, may affect up interest rates,” he says.

The expert indicated that through the clearing system, the lender can charge 100% of the debt.

“If a person must S/.5, 000 and win S/.1, 600 per month, the bank can take the total salary to be charged if deemed necessary,” he explains.

Having a Successful Website for Online BusinessEveryone is wondering how I can get to having a successful website in this highly competitive era? The answer is simple …

In order to learn to do well, we have to take a look at what others are doing, and win the game with an endless promotion.

Promote your business online. Millions and millions of people every day are recorded, but what many do not consider is that millions of people still do not. If you ever questioned the fact whether there is an opportunity for you online, this article will put an end to their doubts.

To be the largest online, you have to think big. The Internet is no different from real life.

So what do you really need to do something big?

Create something bigger than you! I know there are some who are thinking, I have the money to create a great website! Who said that “something big” has to be owned?

With the many websites out there that accept articles, is practically guaranteed to be able to create a site. It need not be the best web designer in the world to find a way to buy a domain name, create a blog or two (most are free) and link your articles that way. You can even talk about their products and services within it. Read the rest of this entry »

Tips successful in online businessAdvanced tactics to drive traffic to your website can seem daunting, but due to its low cost, win-win strategies. Use it and will have a huge success online.

What are these low-cost strategies to drive traffic to your site? Amazed to discover that some of these can be developed without spending a dime!

1. Write an article.

Write an article, mention your site, submit it in e-zines and you get curious visitors. It’s as simple as that. Publish your site anywhere possible!

2. Link Exchange.

Never underestimate the power of link exchange. This is an advanced low-cost tactic that people tend to overlook. How do you know where to exchange links? Easy: type in keywords for your website in major search engines, visit each and every one of the first results and ask for an exchange.

3. Participate in the forums.

Find forums related to your website and make their presence felt. Get online friends and let them know your site. This is an advanced traffic strategy that advertises subtly but works effectively. The good thing is that it costs you nothing at all! Read the rest of this entry »

Provide loans of honorThe Ministry of Industry gave nearly 2,700 loans of up to 60 000 pesos to zero or loans of honor (to be returned only if the project succeeds) to young entrepreneurs across the country.

The National Bank presented the third section of Line 400 exclusive bonus SMEs with the Ministry of Industry and allows SMEs to make loans to five years, fixed rate of 9.5% in pesos.

Economy Minister Amado Boudou, the Minister of Industry, Debora Giorgi, the president of the National Bank, Juan Carlos Fabrega, and Secretary General, Oscar Parrilli, today delivered honor loans to young entrepreneurs up to 60,000 pesos a zero rate that are returned only if the project is successful.

They consist of the “seed” through which the Ministry of Industry attended in 2011 with 74 million pesos, about 2,700 young entrepreneurs between 18 and 35 years across the country, both for the gestation of a business to commissioning of new SMEs and strengthening existing youth enterprise.

In the event held at the Government House also introduced a new quota of $ 5,000 million for SMEs across the country receive credits of up to $ 2.5 million, fixed rate in pesos and five years, up to 4 bonus points the Ministry of Industry. This presented the third section of Line 400 exclusively for SMEs of the National Bank that allows small and midsize businesses around the country of industry sectors, trade, construction services and access to loans at rates between 9.5% and 12% fixed weights. Read the rest of this entry »