Archive for the ‘Bank info’ Category
When they have provided 12.5 million electronic identity cards and hope that the end of 2010 was 20 million, the Government has invested € 314,000,000 in the digital ID. This is the time that you can use and take a variety of services and benefit beyond.
As confirmed by those who bet on electronic ID cards, after that is really going to change how to verify the identity on the internet and almost all the transactions that will ensure greater security and save time.
Given the advantages for business, some companies have made and one of them is the Tracts, founded in 2006, is one of the few people who chose to start a new service based private DNIe, which consists of negotiating and signing contracts with the Internet the same legal force as handwritten signature.
Tracts create a promotional page where you can contract with DNIe and 100 online%, bank deposit or ADSL connection with the related discounts. It also has thousands of consumers and small businesses that use their digital service contract. The cost of an enterprise is 1 €, and also tried to change the contract Tracts PayPal, as a platform to create, negotiate and sign documents online with similar validity in offline.
Meanwhile, Caixa Galicia, with 36,000 online banking customers has become the first entities that have adopted the platform to open an account. Read the rest of this entry »
From now on there will be a new standard means of payment, as the House of Congress of Deputies approved the new Act on Payment Services, which declared as void any clause which prevents traders “to ask customers to pay an additional fee or offer a reduction for the use of certain payment instruments” this way., And with this law recognizes the possibility of implementing additional cost for the operations performed by credit cards.
The same rules of the Government reserves the right to restrict or prohibit additional cost to the merchant transaction paid by credit card or other means, if deemed appropriate by the need to encourage competition and promote the use of payment instruments is most effective for this purpose can be found including credit cards and debit cards.
But they have noted from the government, the article does not impose liability for an additional charge percentage also did not alter the current situation, what it does is to protect merchants against possible increases in cost.
This law stipulates that the amount of additional costs will not exceed the difference in costs actually incurred by the recipient for receiving the instrument. But consumers suspicious and believe that the measure would push the price increase of about 1%, according to commission payment card.
Although the experts, some do not believe that a surcharge is applied last. As noted, these EU regulations, including the possibility of this because in some countries at European level, such as Spain, the use of credit or debit card is not so broad and still effective alternative to more expensive. Read the rest of this entry »
Transfer funds between accounts at different banks to the private account or a third party and not the ground for long lines in the banking system, because the application of electronic systems using the Internet, which allows the operation, the user is currently free.
Bankers Association of Guatemala (ABG) announced at a press conference yesterday, the validity or ACH, which allows depositors to move money from the bank with your account to another system.
This will eliminate the need to write checks to make payments or collect funds, said Luis Lara groping, coordinator of the commission payment methods and ABG technology.
The service, which will go through the internet pages of each bank (the user must have an online banking service), initially it will cost, but it is possible that in the future, because it will increase the use of, institutions choose their costs in accordance with the policy, which according to Lara should be low.
People’s “millennium generation” called-those who today are between 18 and 30 years prefer to do your banking online instead of going to a branch, according to a study by Javelin Strategy and sponsored by Microsoft, although in certain types of transactions, the majority continue supportive relationship with the agent’s face.
Thus, young adults chose the Internet to interact with their bank in the most basic transactions like paying bills (70%), or information, such as check balances and movements (74%).
True, according to Javelin Strategy, often relies on direct interaction-to-face with the entity to perform more complex transactions, such as opening accounts (57%) and borrowing (52%). But now a significant percentage of the half, the demographic most or even chooses to complete complex transactions without moving to a branch.
Microsoft stressed that, in view of the data bank that wants to “attract and retain new customers-especially 80 million young adults who are familiar with the technology, will make the integration of organizations and processes through the Web, branch and telephone service.”