Archive for the ‘Banking’ Category
When they have provided 12.5 million electronic identity cards and hope that the end of 2010 was 20 million, the Government has invested € 314,000,000 in the digital ID. This is the time that you can use and take a variety of services and benefit beyond.
As confirmed by those who bet on electronic ID cards, after that is really going to change how to verify the identity on the internet and almost all the transactions that will ensure greater security and save time.
Given the advantages for business, some companies have made and one of them is the Tracts, founded in 2006, is one of the few people who chose to start a new service based private DNIe, which consists of negotiating and signing contracts with the Internet the same legal force as handwritten signature.
Tracts create a promotional page where you can contract with DNIe and 100 online%, bank deposit or ADSL connection with the related discounts. It also has thousands of consumers and small businesses that use their digital service contract. The cost of an enterprise is 1 €, and also tried to change the contract Tracts PayPal, as a platform to create, negotiate and sign documents online with similar validity in offline.
Meanwhile, Caixa Galicia, with 36,000 online banking customers has become the first entities that have adopted the platform to open an account. Read the rest of this entry »
Although the Mexican economy continues to free fall and the prospects for recovery become less positive, the banking economy moving forward, the situation becomes an opportunity that may be utilized by some sectors of the economy. This is what they have reaffirmed in a study conducted by Visa in Mexico called “The Use of Financial Services in Mexico.”
Said Eduardo Coelho, Managing Director of Visa in Mexico at the Millennium, the results of the study: “Debit cards become the payment method of choice for Mexico, because the benefits they provide to control the security and comfort.” In 2008, a debit card is reported growth of 24% and reached 62% penetration.
For companies who wish to identify business opportunities, want to know not only whether the number of banking but how has this process with the segment. In this case, two key socio-economic level of C-and D + (is, middle and lower middle class), which is precisely those who show the highest growth in banking users. In the segment-C showed increased penetration from 63% to 74%, while the second segment, growing 41% to 61%.
Although growth is used in this study by Visa from Mexico, found that debit cards are still very under-utilized by users. Mexico is only used for cash withdrawals at ATMs, but they are not used, or may feel some fear to use it for everyday purchases or payments such as telephone service, water, electricity and gas.
This translated into the numbers shows that currently, 67% of respondents said they use cash as payment, 15% do so with a debit card, using a 14% credit card, and the rest divided into private label card is 3% and the remaining 1% by check, according to Visa research group. Read the rest of this entry »
As noted Mexican National Banking and Securities Commission (NBSC) increase cell phone use as a tool for banking, with high penetration among the population.
Institutions such as immigrants Ban BBVA, nicknames, Bandore, HSBC, and Aztecan, and offer their customers via mobile services, including small payments or transfers and the question of balance.
Figures from the International Telecommunication Union (ITU, for the acronym in English), shows that for every 100 residents in Mexico, there are 69.37 cells.
So, “is a cell phone a powerful tool to the bank, with insights that have been” admitted the president CNBV, Guillermo Torres Abbots.
He said that mobile banking is an important issue to promote inclusion again in the financial system, and base, which currently has no access.