Archive for the ‘Car Wreck Attorney’ Category
What is the difference between Claim and Settlement? In dealing with insurance company you may be confused with the terminology used in the correspondence with them. Let’s invest five minutes to understand it in the point of view of auto accident claim.
The claim is the amount you are requested to be paid by your insurance company. Usually you have to fill up the form and provide supporting document to make a claim. It is common that insurance coverage sounds simple when the agents explain it to you during the first enrolment. When the time to claim the benefit comes, suddenly a lot of requirements, conditions should be fulfilled before finally they are agree to pay.
When they agree to pay, they will give you an offer. What they pay is called as insurance settlement. The settlement should be accepted by you, that is why they will give you first the offer of settlement. If you claim for four thousand dollars, and they give you an offer to pay two thousand dollar only, do not rush to sign the offer. Contact your car wreck attorney Greenville to review first. As the expert, they may suggest you to negotiate the amount of settlement.
Negotiation is not only in politics! You should try to negotiate with the insurance company about the settlement. Remember, the term and condition in the insurance policy is clear but it needs practical interpretation. False interpretation could happen if you submit incomplete documents. Offer them to provide more proof about the auto accident, you may contact car injury lawyers Greenville to help you to prepare the documents.